Using Your Egg Money for Preserving Your Eggs?

Your eggs are your unique assets, quite similar to an art piece. In the 21st century, if you can not afford a house yet, why not be like our protagonist...
Consultation
2021-08-13
Author: Dr. Hsing-Hua Lai, MD

Many people have their secret egg money. But have you ever heard of keeping your own eggs?  Money decreases its value due to inflation. If 100,000 cash is stored, it might only be worth around 80,000 ten years later. But what about your eggs?

In the post-epidemic (Covid-19) era, inflation happens, economists claim: "Cash is the dead, assets are the king now."  Then, do your eggs count as an asset?  If Yes!  How do we put a  value on it?  Rather than figuring out the value of your eggs, it is better to consider how much money you can save in the future with your freezing eggs.

Our protagonist  Miss A froze six eggs at 36-year-old. She found her Mr.Right the next year. And at 39, she froze another 11 eggs. Finally, at the age of 45, she became a mother of two. We are sure that her daughter was responsible for the eggs that she kept at 36-year-old, maybe her son as well! It is very impressive that she had her future all planned and froze her eggs at the right age!

“Make Things Right! Then Something Good Will Happen.”

Good things will happen when you choose to do the right thing! Just one year after she freezes her eggs, she meets her Mr.Right! I think that is the very example of the law of attraction! She chooses to do egg-freezing because she likes children. Turns out she met a colleague that loves children even more and became her husband. Although it was too late to have four kids like she planned, at least half of her wish was fulfilled. 

It's known that the best time to do egg-freezing is at age 33-37. But if you have a low AMH value, below 0.8, the result of each egg retrieval might be 1~2#, should I still do it? YES! The answer is positive. It is better to have 1 than 0. Especially at this age range, the quality of the eggs is relatively better. We can create miracles with even only one egg! We do have some true stories with only little eggs but with a happy ending! Stay tuned for more case sharing!

We assumed that  Miss A decided not to do the egg freezing at 36-year-old. She got married at 37, and tried to conceive for two years.  And start doing IVF at age 39, by then, to bring a baby home, she might need 12-15 eggs. If we can retrieve six at a time. She will have to go through the treatment twice, also double the expense. 43 or above is the age that we suggest IVF with donated locates.  If three eggs are retrieved each time, it is clear that we might have to go through egg retrieval seven times. The cost might accumulate up to a million. The long process is even more unpleasant.

Judging from the result, Miss A at 36-year-old saved her 44-year-old self for a million! Or you can say that she builds up her nest egg up to a million, which is about 10,000 per month. This considerable amount of money can create a greater value by investing in children's education funds.

Which Do You Prefer? Keeping Money or Your Own Eggs?

Your eggs are your unique assets, quite similar to an art piece. In the 21st century, if you can not afford a house yet, why not be like Miss A?

In the era in which time flies ten times faster, how can we make our assets grow faster as well? She spent 100,000 to freeze her eggs, and the value has grown tenfold in eight years. Nowadays we are dealing with zero interest rate or even negative interest rate. If you keep the same amount of money in the bank for ten years, which one can create a greater value in the future?

*This article only reflects the treatment status at the time of writing, and the actual situation should be discussed with the doctor.